Business insurance
Insurance programmes for Kenyan businesses, built around your risks and managed by one team from placement to claims.
Cover for your business
From a single WIBA policy to a full programme of property, liability, motor and staff benefits, we place cover with the insurers best suited to your industry.
WIBA and liabilityWork injury cover for employees, plus public, product and professional liability.View cover
Property and loss of profitsFire and perils, burglary, money and business interruption.View cover
Commercial motor and fleetsOwn goods, general cartage, special and institutional vehicles.View cover
Staff medical and group accidentMedical schemes and group personal accident cover for employees.View cover
Marine and goods in transitImports, exports and goods moving by road, sea or air.View cover
Specialist coverContractors all risks, agriculture, aviation, and political violence and terrorism.View cover
How we work with businesses
Our aim is to help you focus on your core operations by reducing both the overall cost of risk and the administrative burden of insurance.
Review your risks
We look at your premises, people, vehicles, contracts and cash handling, and arrange risk surveys where needed.
Place the programme
We obtain and compare terms from our insurer panel, check warranties and restrictions, and negotiate the rating.
Manage and claim
We keep one schedule of your policies, handle renewals and changes, and manage claims on your behalf.
Speak to a Ksembi broker
Tell us what you need to insure and we will compare cover from the insurers on our panel. There is no obligation.