Life assurance
Life insurance is a contract between you and an insurance company, where the insurer promises to pay a specified amount to your chosen beneficiaries if you die. In return, you pay premiums to keep the policy active.
Term life
Pays a sum if you die within a set period, such as the term of a mortgage or loan. Affordable protection for a defined need.
Whole life
Covers you for life and pays out whenever death occurs, often used to provide for dependants or last expenses.
Draft The original site had a short introduction only. Plan types to be confirmed by Ksembi.
Education plans
Education policies combine regular savings with life cover, so that school and university fees are paid on schedule even if the parent paying the premiums dies.
Draft New section for Ksembi to approve.
Pensions
Pension plans are designed to provide financial security during retirement, so that you can maintain your standard of living once you stop working. Contributions are paid into a pension fund and invested to grow over time. We help individuals choose a personal pension plan and help employers set up and review staff pension schemes.
Draft Completed from the original site's short introduction.
Investment plans
Insurance-linked investment plans let you save regularly or invest a lump sum towards a goal, with life cover included. We explain the charges, the guaranteed and non-guaranteed returns, and the terms for early withdrawal before you commit.
Draft The original site had a heading only.
