Medical insurance
Medical insurance protects you against the cost of treatment. If your employer does not provide health cover, a private plan gives you and your family access to care through the insurer's network of hospitals and clinics. Plans are available at a range of prices, and we help you choose the one that fits your needs and budget.
- Inpatient cover for hospital stays, surgery and room charges
- Diagnostic tests, consultations and follow-up care before and after admission
- Routine health checks and preventive screening
- Outpatient, maternity, dental and optical options
- Plans for children, adults and older family members
Draft Rewritten from the original medical page. Benefits vary by insurer and plan.
Personal accident
Personal accident insurance provides financial compensation to the insured or their legal dependants in the event of death, permanent total disablement or temporary total disablement resulting from accidental, violent, external and visible events. It protects you both on and off duty, and can be arranged for an individual or a family.
What it compensates
- Death
- Permanent total disablement
- Permanent partial disablement
- Temporary disablement
- Medical expenses
Key features
- Ambulance assistance and local evacuation
- Last expense cover
- Hearing aids, optical and dental cover
- Rehabilitation and wheelchair assistance
- Minimal documentation and no medical tests
Common questions
Is medical cover available for older family members?
Yes. Several insurers offer plans for older applicants, although premiums and waiting periods differ. We compare the options for you.
What is the difference between medical and personal accident cover?
Medical insurance pays for treatment. Personal accident insurance pays a fixed benefit after an accident that causes death or disablement, whatever the treatment cost.
Draft Answers to be reviewed by Ksembi.
