Licensed by the Insurance Regulatory Authority

Home insurance

Cover for your home, its contents and your domestic staff, and all risks cover for the valuables you carry with you.

A family home in Nairobi at dusk with its lights on

Domestic package

A domestic package covers the owner or occupier of a home for the buildings and contents, owner's liability, personal liability and domestic workers. Whether you own a house or an apartment, or rent, our team will put together a programme that fits your needs.

  • Loss of or damage to the building and its contents
  • Furniture, electronics and personal belongings
  • Portable personal items taken out of the home
  • Guests' personal effects
  • Emergency medical expenses after an accident at the property
  • Rent lost, or alternative accommodation, after an insured loss
  • Domestic workers under the Work Injury Benefits Act 2007, including medical expenses up to KES 100,000 and last expenses up to KES 30,000

All risks

Designed for delicate or valuable personal items and movable office equipment, such as phones, laptops, cameras and jewellery. It covers fire, accidental damage, flood, theft, attempted theft and explosion, apart from standard exclusions such as mechanical breakdown and wear and tear.

Our advice: because all risks policies exclude electrical and mechanical breakdown, we recommend insuring electronic equipment under a dedicated electronic equipment policy.

Speak to a Ksembi broker

Tell us what you need to insure and we will compare cover from the insurers on our panel. There is no obligation.